Auto Insurance
Your vehicle is a central part of your lifestyle. It is your connection between all of the important places you go every day. We will create the perfect insurance plan for you that is tailored to the coverage you need. A few coverage options include:
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Collision and comprehensive coverage (Pays for damage to or theft of your vehicle)
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Liability coverage (Covers your legal liability to others for property damage or bodily injury in the case of a loss)
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Road trouble service
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Additional expense coverage
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Lease/loan gap coverage
You can drive with confidence knowing that you are well taken care of. Contact us today and we will provide our professional advice on the type and amount of auto insurance coverage options that are right for you.
Specialty Automobile Insurance Information
If you don't own an average car, why would you settle for average auto insurance policy? Specialty auto insurance is a great fit for individuals who own collectible and/or antique cars and vehicles.
Specialty vehicles are obviously different from standard issue autos, but there are some differences that can be especially troublesome when searching for insurance coverage. First, there is the challenge in assessing the cost of certain types of damage to a specialty vehicle. With specialty vehicle insurance, you may have access to an insurance adjuster who has the right knowledge and experience to properly assess your claim.
Another benefit to specialty auto insurance is that the value of the specialty vehicle is often much higher than traditional policies will cover. In order to ensure that you get the full value of the vehicle and that you have a policy that considers total replacement value for the specialized auto, specialty insurance is the way to go. Your policy will have what’s called an, “Agreed Value” that will spell out the amount you get in a total loss situation.
Antique and collectible cars are not generally driven daily and certainly not used to run everyday errands. This means that the mileage for specialty autos is often much lower than for a non-specialty car. Specialty auto insurance policies take this into consideration when establishing your rates. They also understand that standard safety measures may be missing and while a traditional auto insurance policy might penalize a driver for that, specially the auto insurance is tailored to that lack of safety devices.