Our Process
First, we preform a personal in-depth review of your situation, taking into account your goals and objectives and focusing on tax planning, asset management, estate planning, risk management, debt analysis, education and retirement planning. We then recommend "best practices" that will provide you with the highest probability of achieving your financial objectives. Our advisory services also include No-Load ETF and mutual fund implementation as well as monitoring through annual review meetings.
What type of securities or financial matters do we provide advice for?
Equities, corporate bonds, commercial paper, bank deposits, municipal securities, mutual funds, exchange traded funds, annuities, life insurance, limited partnerships, U.S. Governments securities, long term care policies, retirement plan options through employment 401K, SIMPLE, SEP, ROTH 401K options, QDRO's, pension payout options, budgeting, retirement income planning, estate planning, IRA's, ROTH IRA's, IRA rollovers, ROTH conversions, property insurance, liability insurance, Federal & State income taxes, Federal estate taxes, small business retirement plans, Medicare Part A,B,C & D, etc.
If you choose our Financial Advisors Division to develop a financial plan, are you obligated to purchase the recommended products through the Agency?
Absolutely not. An important part of our services includes a "second opinion" regarding product placement. While most all recommended investment transactions are done on a No-Load basis, we will analyze your current products as well as ones you intend to purchase, pointing out any pitfalls that will help you understand and separate the good from the bad.